Digital Independence Australia™ — Terms of Service

1. Overview

These Terms of Service (“Terms”) govern your use of the Digital Independence Australia™ website, digital tools, calculators, and any related services (“Services”). By accessing or using our Services, you agree to these Terms.

If you have questions, contact us at: hello@digitalindependence.com.au

2. Who We Are

Digital Independence Australia™ provides privacy‑first digital tools and educational resources designed to help Australians build confidence online.

Our tools are general information only and are not professional advice.

3. Use of Our Services

You agree to use our Services responsibly and only for lawful purposes.

You must not:

• interfere with or disrupt the operation of our website or tools

• attempt to access systems or data not intended for you

• reverse‑engineer or copy our tools or content

• use our Services for harmful or unlawful activity

Our tools are provided “as is” and may be updated or improved at any time.

4. Zero‑Data Tools (How They Work)

Our digital tools and calculators are designed to run entirely on your device. They do not:

• collect personal information

• store data

• transmit data to us or any third party

• require an account or login

• use cloud processing

All calculations happen locally in your browser or app. We cannot access, view, or retrieve any information you enter.

5. No Professional Advice

Our tools and content provide general information only. They are not:

• financial advice

• tax advice

• legal advice

• accounting advice

• professional recommendations

You should seek independent professional advice before making decisions.

6. Accuracy & Limitations

We aim to provide accurate, up‑to‑date information, but we do not guarantee:

• completeness

• accuracy

• suitability for your specific circumstances

You are responsible for how you use the information provided.

7. Purchases & Refunds

All purchases are subject to Australian Consumer Law.

We provide refunds where required by law, including where a product is:

• faulty

• not as described

• not fit for purpose

For refund enquiries, contact: hello@digitalindependence.com.au

8. Intellectual Property

All content, tools, designs, branding, and materials on our website are owned by Digital Independence Australia™.

You may not:

• copy

• reproduce

• distribute

• modify

• resell

any part of our Services without written permission.

9. Third‑Party Services

Our website may link to third‑party websites or tools. We are not responsible for:

• their content

• their privacy practices

• their terms of use

Use third‑party services at your own discretion.

10. Limitation of Liability

To the maximum extent permitted by Australian law, we are not liable for:

• loss of data

• loss of profits

• indirect or consequential loss

• decisions made based on our tools or content

Your rights under the Australian Consumer Law remain unaffected.

11. Changes to These Terms

We may update these Terms from time to time. The latest version will always be available on this page.

Continued use of our Services means you accept the updated Terms.

12. Contact Us

For questions about these Terms, contact us at: hello@digitalindependence.com.au